What is a Will?

Wills are frequently referred to as “living wills.” a will, often called a “last will”, is a legal document specifying how your affairs will be administered after your death. This might involve the disposition of your possessions, the care of your children, the preparations for your funeral, and other things. 

Keep in mind that there are multiple types of wills. If you have a will, it will be much simpler for your beneficiaries to carry out your final wishes and distribute your belongings. It will be much more difficult if you don’t have a will.

Unless the assets are owned jointly or have a beneficiary designation that specifies who should get them, a will might govern your assets that are held under a single name.

Types of Wills

       Living Will

A living will also be known as an advance directive, is a legal document that outlines the kinds of medical treatment an individual does or does not want to receive if they cannot verbally express their preferences regarding such treatment. The document is used if the individual becomes incapacitated and cannot express their preferences verbally. The paper is referred to if the individual cannot convey their preferences verbally.

Medical experts look to a patient’s living will evaluate whether or not the patient wishes to undergo life-sustaining therapies such as assisted breathing or tube feeding when the patient is unconscious and has a terminal disease or a life-threatening injury. Suppose a person does not have a living will. 

In that case, the person’s spouse, other members of the family or even third parties may be accountable for making choices regarding the individual’s medical care. It’s possible that these people are unaware of the patient’s preferences, or it’s also possible that they don’t want to comply with the patient’s spoken or unwritten instructions. In any case, it’s possible that they don’t understand what the patient is looking for.

       Simple Will

This legal document talks about the distribution of an individual’s property and assets following the decedent’s death. An individual creates this document before they pass away. Wills are also often referred to as last wills and testaments, and the person who drafts a will is known as the testator in legal terminology. Wills can also be referred to as last wills and testaments.

If you pass away without a will behind, the laws of your state, referred to as “intestacy laws,” will be the ones who determine who will inherit your property.

       Testamentary Trust Will

This is a will that sets up a trust based on the instructions of the will’s author. The trust will be in the name of the beneficiaries that the will has included. Unlike the living will, this one will only go into effect after the author’s passing. 

This will have three main parties: the grantor, the trustee, and the beneficiary/beneficiaries. The grantor is the person who creates the trust and also appoints the trustee to manage the assets mentioned in the will. Once the author of the will has passed away, the trustee will hand over the assets to the beneficiary/beneficiaries.

This will is often used in cases with small children. The will and assets are handed over to them after reaching a certain age determined by the law as well as the author of the will.

       Joint Will

The individual wills of two or more persons can be joined into a single, combined will and testament through a legal instrument known as a joint will, which all of the people involved must sign. Like most other wills, a joint will allows the people who have created it to name who will be the inheritor of their property and assets after they have passed away.

Wills are typically drafted in a coordinated fashion by married couples. They frequently assert that:

When one of the married marriage partners passes away, the other partner will inherit all of the couple’s property. When the surviving partner also passes away, the couple’s children will inherit the property still in existence.

In the same way that you cannot amend the terms of a contract without the other party’s approval, neither you nor your spouse will be able to alter or cancel the provisions of a joint will. This is one reason why shared wills could seem like a good idea. 

They protect the surviving partner from changing their mind about what to do with their property following the death of the other spouse by preventing them from amending the terms of the agreement. This remains the case even if the survivor marries again, expands their family, or is forced to sell the property to meet financial obligations.

       Mirror Will

Mirror wills are wills that have been drafted by two different people yet include almost the same stipulations. The contents of each spouse will “mirror” the contents of the other spouse’s will. This form of will-making is carried out most frequently by married couples. For instance, the wills that a married couple creates together may each provide that the surviving spouse is to receive the entirety of the inheritance of the deceased spouse. 

The most common type of mirror will states that the surviving spouse will inherit the deceased person’s entire estate or, if neither spouse survives, their children will inherit the entire estate. Both of these provisions can also be made if neither spouse survives. 

In contrast to mutual wills, Mirror wills are not always legally binding on both parties, and each will is in the sole and separate control of one of the spouses. Any partner can change their will unilaterally and without informing the other partner of their intentions. 

Although married couples most commonly create mirror wills, it is possible for any two people, including siblings, unmarried companions, or business partners, to create a will that is identical to the other.

       Holographic will

A handwritten document is called a holographic will. The testator has validated it, and their signature is on it. In this context, a person who is the will’s creator is called the testator. An alternative to drafting a will by an attorney is to use this form both parties have signed. The most crucial thing is that holographic wills will not be used in all states. 

In addition, the states that provide permits will require the document to demonstrate that they have satisfied certain standards. Wills created using holography do not need to be notarized and do not need to have witnesses.

To prevent any legal complications, most jurisdictions require the testator’s signature to be included in the will. Nevertheless, it will always be up to the court to determine whether or not the will was signed by the testator’s hand and by the testator’s signature. 

Therefore, the people who write holographic wills are either handwriting specialists or people who are very knowledgeable about legal paperwork. In addition, there is an issue if there is uncertainty over the will’s validity. Additionally, holographic wills are subject to the laws of each state and are thus not recognized in all jurisdictions.

 Nuncupative Will 

A nuncupative will is a collection of instructions for the disposal of a person’s personal property given by a person who cannot sign a written will owing to sickness. This type of will is sometimes referred to as an oral or a verbal will. Wills written in the nuncupative form are not acknowledged as legitimate legal documents in most jurisdictions. 

However, in those jurisdictions where nuncupative wills are recognized as valid legal documents, they require a particular number of witnesses. They must be written down as soon as possible by the witnesses. This is only the case in jurisdictions where nuncupative wills are recognized as valid legal documents.

Wills that are communicated orally do not take precedence over written down wills.   

    Pour-over Will

This particular type of will is always used along with a Trust will. Upon the author’s death, this will include all the assets; even those not listed in Trust will be granted to the beneficiary. This is often done when there are smaller assets that the author of the Trust will not have included. This is often the saving grace for people with multiple smaller assets that they have not listed in the Trust and could not make changes. 


     Deathbed Will

This type of will is often penned down when an individual is facing imminent death. There are specific legal stipulations that go into the formation of this will, as the person penning it could be under the influence of others. Experts are often called in to check the validity of the person’s mindset before the will is penned down. 

Why do you need a Will

  • Leave someone who will be managing your estate.
  • Determine who will receive your assets and property and who will not receive either.
  • Determine who will be responsible for the care of your young children.
  • Give your dogs a place to call their own. For the sake of your family, save them time, money, and worry.
  • Leaving behind guidelines for your digital assets.
  • Reduce the likelihood of arguments occurring inside the family.
  • Sponsor your favorite organizations and create a legacy.
  • Provide funeral instructions.
  • Making a will and achieving mental stability is a simple process.

Requirements For A Will To Be Valid


Age is required to make a valid will. 18 is the majority age in most states. Marriage or military service may be exceptions.


The willmaker must be mentally sound. The testator must know they have created a will, understand its impact, the nature and size of the estate, and what they are disposing of.


A will must be willingly written. If they were forced to sign a will, it’s invalid. Instead, they must make a revocable, effective-at-death property disposition.


Will dispose of estate property. It may specify the testator’s property and assets in the will’s text or a different schedule.


The property should be given to a specific person or entity in the will. This might be a person, business, group (like my children or grandkids) or charity.


Wills also name executors. This person executes the will. The court may appoint an executor if none is specified.


Handwritten wills may require witnesses. Most states need two witnesses when a testator signs a will. Witnesses may need to swear that they observed another witness sign. Many states require witnesses to remain disinterested, even if they’re the beneficiaries. The will is witnessed. They can also sign an affidavit attesting to the will’s authenticity.


The will should provide for a testator’s spouse. All states prohibit disinheriting a spouse. Some states let the surviving spouse take an elective part of the inheritance and ignore the will. State law sets this optional part at half or one-third of the inheritance. Trusts can limit the property that spouses inherit.

Children’s provisions

Only Louisiana prohibits disinheriting a child. In several states, the testator must mention the disinherited child.


Written wills are typical. Typed and signed. States recognize handwritten holographic wills. Some governments accept oral wills under specific situations.


States vary in their will-signing laws. Some states require the will to be signed at the conclusion, while others allow it to be signed elsewhere. The testator may sign with a nickname or “x” If the testator wants the mark to be their signature. Some states allow someone to help a testator who has trouble signing.

A ceremony

State law may demand a will-signing ceremony. This ritual may need removing superfluous persons and reciting.

How to Choose The Right Will For You

Since there are multiple types of wills, you will need to speak to your attorney to find teh right one for you. If you want to ensure that your spouse or partner gets everything after your death, you might want to consider creating a joint or a mirror will. 

Both of these wills are legally binding. Mirror wills are significantly more flexible than joint wills, which may be amended even after one partner has passed away. As a result, most estate planning attorneys advise couples to have mirror wills rather than joint wills.

In addition, you can draft a will and testament in conjunction with a living trust, also known as a pour-over will. This is essential if you have a lot of assets, a complicated estate, or live in a state like California with a lengthy and expensive probate process.


No matter what kind of will you choose, the essential thing is that you create some estate plan and put it into effect. It might be challenging to plan for the future, particularly during a period in which you won’t live.

However, this is not only one of the kindest things you can do for your loved ones but also one of the wisest things you can do. Making decisions for them today so they won’t have to struggle to manage your loss without understanding what you want is a genuinely effective approach to leaving behind a loving legacy that will last for generations.

Topics #Types of wills #what is will